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WELCOME
Thank you for visiting
Cerevance Consulting Group.
Our Mission is to empower investors to make their own, informed investment decisions, reduce costs and improve investment performance and outcomes.
Our Vision
Cerevance Consulting Group is committed to changing the way people consume investment-related services. We believe the days of asset-based pricing are long passed due to be long gone.
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Why should your advisor get more from you just because the market went up? Is that really in your best interest? We don't believe that fee variations related to asset-based management agreements are defensible or even reasonable.
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Commissions are no better. They provide a built in conflict of interest that can not be overcome. Advisors that earn commissions are salespeople and can very rarely claim fiduciary status.
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Annuities can be okay, but you really have to understand what you're getting yourself into. They usually include huge commissions to your agent and enormous surrender chargers that can last longer than your life expectancy. More importantly, all those guarantees are not free. They may limit your losses, but they certainly limit your gains.
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Cerevance provides consultation and education services at an hourly rate that doesn't change with your account values. Your advisor may or may not be looking out for your best interest, but paying less is always best.
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OUR SERVICE MODELS
Navigate Your Financial Future with Confidence
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Unlock financial independence and avoid the cost of expensive, and often conflicted, Investment Advisors. For too long, investors and stewards have been forced to choose between high-cost advisors with conflicted interests and navigating the financial markets entirely on their own.
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We believe there is a better way. At Cerevance Consulting Group, we offer Investment Coaching designed to empower investors who want to take personal control of their financial futures and save thousands of dollars in fees.
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No product sales or commissions
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No asset-based fees
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Instead, we provide consultation and education tailored to help you:
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Understand the major asset classes and how they work together
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Clarify your personal risk tolerance and time horizon
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Learn the principles of sound portfolio construction
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Build the knowledge and confidence to make your own informed investment decisions​
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The financial industry can be opaque, expensive, and, at times, deceptive. By choosing investment coaching, you bypass the conflicted sales pitches and layers of fees. Rather, you gain objective, unbiased education that puts you in the driver’s seat of your portfolio, saving potentially tens of thousands of dollars over the long term.
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If you're ready to invest in yourself, not just your portfolio, then let's connect. We’re here to help you become your own best advocate and steward of your financial future.
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Investment Coaching
Fiduciary Consulting
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​Practical Guidance for Responsible Stewards
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Cerevance provides fiduciary-focused consulting services designed to help organizations fulfill their oversight responsibilities with confidence and clarity, and without stepping into the expensive and highly regulated arena of investment advice. Industries that can cause harm or otherwise have negative impacts on society, especially regarding public safety, financial stability and environmental concerns, draw the most attention from regulators. This makes doing business as a Registered Investment Advisor very expensive, which of course, impacts the cost of their business model.
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We believe there is a better way. One that only includes consultation and education. Cerevance can be your fiduciary partner, providing decades of experience and wisdom, while at the same time, greatly reducing cost. We’ll help guide you to making your own, best-interest decisions and put together the documentation to demonstrate your best-interest intent.
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Whether you're a nonprofit, foundation, corporate retirement plan sponsor, or private trust, we work alongside your internal team and service providers (custodians, administrators, recordkeepers) to strengthen fiduciary governance, documentation, and decision-making and often eliminate the need for an expensive investment advisor or manager.
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Some of our consulting services include:
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Drafting and reviewing Investment Policy Statements (IPS)
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Retirement plan design, analysis and benchmarking
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Employee education and enrollment strategy
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Investment committee training and governance best practices
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Vendor evaluation
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Compliance-aligned fiduciary file development
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Process reviews to reduce advisor dependence or oversight gaps
We can help you replace conflicted advisors or other service providers and transform opaque processes with clear, documented fiduciary discipline. When your role demands care, loyalty, and prudence, our role is to make that achievable, efficient, and defensible.
Advisor RFP Management
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​Independent, Objective Support Choosing the Right Advisor For Your Organization
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Hiring the right investment advisor is one of the most important fiduciary decisions you’ll make, but it’s often rushed or based on personal referrals and other subjective measures.
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Cerevance brings structure and clarity to the process with fully managed, conflict-free RFP support to provide you with the confidence to proceed with an objective decision.
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We can help you:
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Define the scope, goals, and advisor qualifications
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Draft and distribute a professional Request for Proposal
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Evaluate responses using clear and sensible criteria
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Facilitate finalist interviews and selection
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Document everything for your fiduciary file
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No product affiliations. No sales agendas. Just a clear, disciplined process to help you select the right advisor and document how you did it.
About Us
Cerevance Consulting Group LLC was founded by a former investment advisor with over twenty years of industry experience and is dedicated to offering investment coaching, fiduciary consulting services and Advisor RFP Management. Our aim is to empower investors and stewards by providing education, consultation, and mentorship, enabling them to make well-informed investment decisions that reduce advisory fees and avoid hidden costs.
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